Flexible Holiday Loans
Turn your dream getaway into reality with our holiday loans. Experience the joy of travel with flexible terms, quick approval, and competitive rates.
Borrow between $5,000 up to $50,000*
Choose your term from 1 to 5 years
100% online
* All loans are subject to affordability, suitability and verification.
Why Choose AFS for Your Holiday Loan
Make Your Dream Getaway a Reality. Planning your dream vacation shouldn’t be limited by your budget. With a holiday loan from AFS, you can explore the world, relax on a beach, or embark on a new adventure with the financial flexibility you need.
Travel Without Limits. With AFS holiday loans, you have the freedom to travel where you want, when you want, without financial stress. Let us help you make your dream vacation a reality.
Ready to Start Your Adventure? Explore our holiday loan options and apply online today. Your next adventure is just a few clicks away!
Frequently Asked Questions (FAQs)
What kind of expenses could a holiday loan cover?
A holiday loan with us could cover all kinds of expenses, from flight tickets, accommodation and even spending money. If you need to upgrade your luggage, camera or other expense, we may be able to assist with that too - depending on how much you can afford.
How long will it take to approve my loan application?
Once you’ve submitted your loan application, approval is conditional pending credit checks and verification of the information you have supplied. Approval is usually obtained within 48 hours, subject to satisfactory credit checks and verification of financial information. Your Loan Account Manager can provide more information about documenting your loan and the settlement process.
How do l qualify for a holiday loan?
Anyone over 18 years of age who is a citizen or permanent resident currently living in Australia, can apply for an AFS unsecured personal loan. To be eligible, applicants need to be employed and earn a minimum of $530 per week.
What do l need to apply?
To ensure applying online is straight forward, we suggest you gather a few key documents so that you have the information at your fingertips.
Here is a checklist outlining all necessary information you should have at hand before applying.
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Your full name
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Your date of birth
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Your current driver's licence number and expiry date
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If you do not have a current driver's licence, then details of your passport including number, place of issue and expiry date.
Your Residential Details
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Your current residential details
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If you have not been living at your current address for at least 3 years, the details of your previous address
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If you have a mortgage, or have recently applied for a mortgage, the details of the monthly payments
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If you are renting or boarding, the details of your landlord/real estate agent including Name and Telephone Number.
