Our Journey
Founded in 1988, AFS pioneered the specialist consumer non-conforming and mid-prime auto loan market in Australia. Over the years, we've become a well-recognised and respected name in car finance, offering tailored financial solutions for a wide range of motor vehicles and leisure goods, including boats, bikes, and caravans. We also specialise in providing finance to SMEs (small and medium enterprises) for vans, trucks, and light commercial vehicles.
Our Approach
At AFS, we understand that every customer's financial situation is unique. That's why our credit guidelines have been carefully developed over many years to streamline the approval process. We cater to both customers with established credit and those whose circumstances fall outside mainstream lending criteria.
We pride ourselves on our role as a responsible lender, having advocated for consumer protection through the National Credit Code Protection Act 2009. Our commitment to conducting credit activities efficiently, honestly, and fairly is at the heart of everything we do. This approach allows us to build long-lasting relationships with our clients.
Personal Service in a Digital World
In an era where automated banking has become the norm, AFS stands out by offering personalised service. We believe in the value of human connection and strive to provide the attentive, tailored service that larger institutions often overlook. This commitment to personal service is why so many Australians choose AFS for their asset finance needs.
Why Choose AFS
Peace of Mind: With over 30 years of experience, AFS is a trusted name in finance.
Competitive Rates: We offer personal and business loan rates that provide a real alternative to banks.
Easy Application: Our online application process is simple and quick, with pre-approval options available.
Flexible Terms: We work with you to structure a loan that fits your needs, with various repayment options.
Comprehensive Coverage: Whether it's a new car, a classic sports vehicle, or leisure goods, AFS has you covered.
Our Values
At AFS, our core values of integrity, commitment, respect, and energy drive everything we do. We strive to be efficient, honest, and fair in all our dealings, ensuring that our services are responsible and fully compliant with the law.
Learn more about our business, our team, and the way we operate with a strong commitment to corporate governance.
AFS is a wholly-owned subsidiary of Solvar Limited (ASX: SVR), and we're proud to continue serving our customers with the highest standards of professionalism.
Ready to Get Going?
No matter where you are on your journey, we're always here to help!
