Helpful Guides & Articles

Stay informed with the latest industry updates, finance insights, and practical tips. AFS Insights and Articles is your go-to resource for smarter borrowing, vehicle finance trends, and making confident financial decisions. Whether you're purchasing your next vehicle or exploring finance options, we're here to help you stay ahead.

To learn more about AFS itself, head over to our About Us page.

Finance Your Next Car with AFS

AFS offers a wide range of car loan options to suit different needs and vehicle types. Whether you’re buying new, used, classic, or imported, we could help you secure finance with fixed rates, flexible terms, and no deposit required for approved applicants.

Our loans cover everything from everyday cars to motorbikes, caravans, boats and specialty vehicles. You could purchase from a dealer, at auction, or even through a private sale. With no age restrictions on vehicle loans, we’re here to help you finance the car you want, not just what the banks approve.

We also offer solutions for customers with diverse credit histories, self-employed applicants, and ABN holders purchasing business-use vehicles. All applications are assessed individually, processed in-house by our Australian team, and designed to deliver fast decisions - often on the same day.

With loan amounts ranging from $5,000 to $130,000 and terms from 2 to 7 years, you can choose repayments that suit your budget. Every loan comes with the confidence of fixed repayments and the backing of a trusted lender with over 30 years’ experience.

New Car Loans
Your new car, made easy. Secure funding with AFS for your new vehicle - dealer, auction, or private sale - with quick, streamlined processing.
Used Car Loans
Affordable and reliable. AFS helps you finance quality used vehicles with fixed repayments and fast service.
Classic Car Finance
AFS classic car loans are designed for enthusiasts, covering vintage and restored cars with ease up to $130,000.
Import Car Finance
Global choices, local finance. Whether it’s a performance car or specialty import, AFS could help fund it.