Flexible Medical Loans
Cover the costs of medical and dental procedures with our flexible medical loans. Get quick approval and manageable terms to support your health needs.
Borrow between $5,000 up to $50,000*
Choose your term from 1 to 5 years
100% online
* All loans are subject to affordability, suitability and verification.
Why Choose AFS for Your Medical Loan
Support Your Health with Ease. When unexpected medical or dental expenses arise, AFS is here to provide the financial support you need. Whether it’s for urgent procedures, elective treatments, or ongoing care, our medical loans are designed to help you focus on your health without the stress of financial strain.
Invest in Your Well-Being. Your health is priceless, and with AFS, you can get the care you need without financial stress. Let us help you access the medical treatments or procedures that are essential to your well-being.
Ready to Take the Next Step? Explore our medical loan options and apply today. Your health deserves the best care, and AFS is here to support you every step of the way.
Frequently Asked Questions (FAQs)
What types of medical expenses can be covered by a medical loan?
A medical loan from AFS can be used to cover a wide range of medical expenses. This includes costs associated with elective surgeries, dental procedures, fertility treatments, cosmetic surgeries, medication, and even unexpected medical emergencies. You can also use a medical loan for related expenses such as medical equipment, rehabilitation, and specialist consultations. Essentially, if you have a medical-related cost that isn't covered by insurance or if you need help bridging the gap, a medical loan can provide the necessary funds.
Can the loan cover medical procedures overseas?
Yes it can*. we understand that the cost of many elective procedures can be much cheaper overseas. The loan could cover some or all of your costs from flights, accommodation, treatment, consultation and medication.
Do l have to provide medical invoices to support my loan application?
If you have a medical invoice or quote that will help speed up your application, but it is not necessary in order to get pre-approved with AFS. If you want to find out how much you could borrow first, before researching treatment and comparing costs, apply online for your pre-approval quote. We will generally need some proof such as a quote or invoice later, before we can settle your loan.
How long will it take to approve my loan application?
Once you’ve submitted your loan application, approval is conditional pending credit checks and verification of the information you have supplied. Approval is usually obtained within 48 hours, subject to satisfactory credit checks and verification of financial information. Your Loan Account Manager can provide more information about documenting your loan and the settlement process.
What do l need to apply?
To ensure applying online is straight forward, we suggest you gather a few key documents so that you have the information at your fingertips.
Here is a checklist outlining all necessary information you should have at hand before applying.
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Your full name
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Your date of birth
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Your current driver's licence number and expiry date
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If you do not have a current driver's licence, then details of your passport including number, place of issue and expiry date.
Your Residential Details
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Your current residential details
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If you have not been living at your current address for at least 3 years, the details of your previous address
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If you have a mortgage, or have recently applied for a mortgage, the details of the monthly payments
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If you are renting or boarding, the details of your landlord/real estate agent including Name and Telephone Number.
