Car Repair Loans

Quick and easy finance solutions to cover unexpected car repairs, with flexible terms and competitive rates.

Flexible Personal Loans for Whatever You Need

  • Borrow between $5,000 up to $50,000
  • Choose your term from one to five years
  • 100% online
  • Rates from 0.00%

Why Choose AFS for Your Car Repair Loan

Get Back on the Road Quickly. Unexpected car repairs can be stressful and costly, but with a car repair loan from AFS, you can get your vehicle back in shape without the financial worry. Whether it’s a minor fix or a major repair, we’re here to help you cover the costs with ease.

Drive with Confidence. With an AFS car repair loan, you can handle unexpected vehicle repairs with confidence, knowing that financial support is just a few clicks away. We’re here to help you keep your car running smoothly.

Ready to Fix Your Ride? Explore our car repair loan options and apply online today. Your car will be back on the road in no time!

Ready to Get Going?

Car Repair Loans up to $50,000

An alternative to the banks with experts you can trust!

  • Accidents, Services or Repairs
  • Other vehicle expenses
  • 100% Online

Let's Get Started

By submitting your request for a pre-approval quote, you consent and agree to our Privacy Policy.

No matter where you are on your journey, we're always here to help!

Frequently Asked Questions (FAQs)

Do you offer repair loans on all vehicle types?

Yes we do. When you apply, simply select 'Car Repairs' as the loan purpose, and you can confirm the vehicle laer in your application. Whether you need repairs on your bike, campervan or van, we will do our best to assist.

How fast are your repair loans for cars?

At AFS, we understand that car repairs often need to be addressed quickly, which is why we strive to make the loan process as fast and efficient as possible. Once you've completed the application and provided all necessary documents, we typically assess your loan within 24 to 48 hours.

What do l need to apply?

To ensure applying online is straight forward, we suggest you gather a few key documents so that you have the information at your fingertips.

Here is a checklist outlining all necessary information you should have at hand before applying.

  • Your full name

  • Your date of birth

  • Your current driver's licence number and expiry date

  • If you do not have a current driver's licence, then details of your passport including number, place of issue and expiry date.

Your Residential Details

  • Your current residential details

  • If you have not been living at your current address for at least 3 years, the details of your previous address

  • If you have a mortgage, or have recently applied for a mortgage, the details of the monthly payments

  • If you are renting or boarding, the details of your landlord/real estate agent including Name and Telephone Number.

Things you should know

1 All loans are subject to affordability, suitability and verification.

* Interest rate (Annual Percentage Rate/APR) is only applicable for new goods that have not been pre-owned, where the amount borrowed is between $35,000 and $130,000 and where the applicant owns or is buying a property and has an established good credit history. Finance subject to approval, including the application lending criteria. Terms and Conditions apply. Fees and Charges are payable. Interest rates vary depending on the applicant's credit score and associated credit risks. Credit provider is Automotive Financial Services Pty Ltd - Australian credit licence 383 762.

^ Comparison rate for AFS Loan Contract and Mortgage is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applied only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

** Seven year loan terms by request only.

- If you use a licenced finance broker to assist you in applying for credit, there may be other fees and charges payable, such as a finance broker fee or Origination Fee. AFS enables you to finance an Origination Fee as part of the amount of credit up to a maximum value of $990 including GST. An Origination Fee represents the finance broker's fee to provide credit assistance to you. It is a one off fee that is only payable if you proceed with the suggested credit contract. Under the National Credit Code, a Finance Broker is required to give you their Credit Guide, a Credit Quote and, at the same time as providing assistance to you, give you a Credit Proposal Disclosure document which will details all the fees and charges payable and if any commission will be received by the finance broker.