A REAL ALTERNATIVE TO THE BANKS!
Celebrating over 30 years of car loans, AFS is a well recognised and respected lending institution in Australia for car finance, or getting a loan for a boat, bike, caravan or camper trailer. If you're buying a new or used car, bike, boat or caravan and need finance, AFS has competitive interest rates and an easy online application.
Founded in 1988, AFS is a secure and trustworthy alternative to the banks for consumers and businesses when it comes to car finance. AFS also specialises in providing business loans and leasing to SME's for vans, trucks and light commercials. We can also arrange a novated car lease for individuals who want to finance their motor vehicle as part of their salary package arrangements.
The company strives to deliver unrivalled customer service to new and existing customers throughout Australia and we pride ourselves on being a good corporate citizen. Most importantly, our professional approach to conducting our credit activities efficiently, honestly and fairly, and within the framework of our responsible lending obligations, ensures we continue to build long and enduring relationships with you - our clients.
Forget the banks. If you're buying a new or used car, bike, boat or caravan, AFS has competitive rates and an easy online application. Apply Now.
6.95% p.a* Fixed Rate
8.22% p.a^ Comparison Rate
* Interest rate (Annual Percentage Rate/APR) is only applicable for new goods that have not been pre-owned, where the amount borrowed is greater than $35,000 and where where the applicant owns or is buying their home, has an established good credit history and contributed a minimum deposit of 30%. Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Interest rates vary depending on the applicant's credit score and associated credit risks. Credit provider is Automotive Financial Services Pty Limited – Australian credit licence 383762. ^Comparison rate for AFS Loan Contract and Mortgage is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
WHY CHOOSE AFS?
Apply online in 6 easy steps
Applying for a loan online with AFS is straight forward and there are no fees to apply. Get approved before you start shopping - that way you'll have the confidence to negotiate the best deal.
AFS Personal Loan Options
AFS Business Loan Options