Flexible Holiday Loans
Owning a vehicle comes with ongoing costs, and sometimes those expenses don't arrive at convenient times. AFS Vehicle Expenses Loans are designed to help cover these costs.
Borrow between $5,000 up to $50,000*
Choose your term from 1 to 5 years
100% online
* All loans are subject to affordability, suitability and verification.
Why Choose AFS for Your Vehicle Expenses Loan
Practical Support for Everyday Drivers. We understand that your vehicle isn't a luxury, it's how you get to work, support your family and manage daily life. Our loans are built around real-world needs.
Clear & Straightforward Process. No confusing fine print or unnecessary complications. We explain your options clearly so you know exactly what you're signing up for.
Fast Assessments. When it comes to vehicle expenses, waiting isn't always an option. We aim to assess applications promptly so you can resolve issues quickly.
Frequently Asked Questions (FAQs)
What can l use a Vehicle Expenses Loan for?
Vehicle Expenses Loans can be used for costs such as annual insurance, tyres, repairs, servicing and other essential vehicle-related expenses. If you're unsure whether your expense qualifies, our team can help clarify.
How long will it take to approve my loan application?
Once you’ve submitted your loan application, approval is conditional pending credit checks and verification of the information you have supplied. Approval is usually obtained within 48 hours, subject to satisfactory credit checks and verification of financial information. Your Loan Account Manager can provide more information about documenting your loan and the settlement process.
What do l need to apply?
To ensure applying online is straight forward, we suggest you gather a few key documents so that you have the information at your fingertips.
Here is a checklist outlining all necessary information you should have at hand before applying.
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Your full name
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Your date of birth
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Your current driver's licence number and expiry date
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If you do not have a current driver's licence, then details of your passport including number, place of issue and expiry date.
Your Residential Details
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Your current residential details
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If you have not been living at your current address for at least 3 years, the details of your previous address
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If you have a mortgage, or have recently applied for a mortgage, the details of the monthly payments
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If you are renting or boarding, the details of your landlord/real estate agent including Name and Telephone Number.
