Flexible Funeral Expenses Loans

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We approach every application with care, respect and understanding.

Losing someone close is one of life's most difficult moments. We aim to make the process simple, clear and supportive, so you can focus on what truly matters.

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Borrow between $5,000 up to $50,000*

Choose your term from 1 to 5 years

100% online

* All loans are subject to affordability, verification and suitability.

Why Choose AFS for Your Funeral Expenses

Compassionate, Respectful Service. We understand this is a sensitive time. Our team communicates with empathy and professionalism, ensuring you feel supported throughout the process.

Simple and Clear Process. We keep things straightforward, with no unnecessary jargon or complexity. You'll know exactly what to expect at every step.

Fast Turnaround. We tailor to suit your situation, helping to ease the financial burden during an already challenging period.

Ready to Get Going?

Funeral Expenses Loans up to $50,000

An alternative to the banks with experts you can trust!

  • Funeral service fees
  • Memorial services
  • 100% Online

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Frequently Asked Questions (FAQs)

What expenses can the loan cover?

Funeral Expenses Loans can be used for a range of costs, including funeral service fees, burial or cremation costs, memorial services, flowers, transport and other related expenses. If you're unsure whether your expense qualifies, our team can clarify.

How quickly can l receive funds?

We understand timing is important. Approval and funding timeframes vary depending on your circumstances and the information provided, but we aim to process applications as quickly as possible.

Will l need to provide documentation?

You may be asked to provide identification and financial information as part of the assessment process. We'll clearly explain what's required and why, keeping the process as simple as possible.

How long will it take to approve my loan application?

Once you’ve submitted your loan application, approval is conditional pending credit checks and verification of the information you have supplied. Approval is usually obtained within 48 hours, subject to satisfactory credit checks and verification of financial information. Your Loan Account Manager can provide more information about documenting your loan and the settlement process.

What do l need to apply?

To ensure applying online is straight forward, we suggest you gather a few key documents so that you have the information at your fingertips.

Here is a checklist outlining all necessary information you should have at hand before applying.

  • Your full name

  • Your date of birth

  • Your current driver's licence number and expiry date

  • If you do not have a current driver's licence, then details of your passport including number, place of issue and expiry date.

Your Residential Details

  • Your current residential details

  • If you have not been living at your current address for at least 3 years, the details of your previous address

  • If you have a mortgage, or have recently applied for a mortgage, the details of the monthly payments

  • If you are renting or boarding, the details of your landlord/real estate agent including Name and Telephone Number.

1 All loans are subject to affordability, suitability and verification.