Flexible Education Loans
Education is an investment in your future, but upfront costs can sometimes feel overwhelming. Our simple online application process and flexible options are designed to help you focus on your goals.
Borrow between $5,000 up to $50,000*
Choose your term from 1 to 5 years
100% online
* All loans are subject to affordability, verification and suitability
Why Choose AFS for Your Education Expenses Loan
Invest in Your Future. Whether you're upskilling, retraining, or supporting education costs, AFS provides straightforward finance to help you take the next step with confidence.
Manage Costs Over Time. Education expenses don't have to be paid all at once. Spread the cost into manageable repayments that fit your budget and reduce financial pressure.
Simple and Supportive Process. Our application is 100% online, with a team ready to assist if you need guidance. We aim to make the process clear, efficient, and easy to understand.
Frequently Asked Questions (FAQs)
What education expenses can l use the loan for?
Education Expenses Loans can generally be used for approved costs such as course fees, professional training programs, certifications, etc. If you're unsure whether your expense qualifies, our team can provide further guidance.
Can l apply if l'm studying part-time or retraining?
Yes. whether you're studying full-time, part-time or completing professional development, you may be eligible to apply. Approval is subject to our normal lending criteria, and we assess each application individually.
How long will it take to approve my loan application?
Once you’ve submitted your loan application, approval is conditional pending credit checks and verification of the information you have supplied. Approval is usually obtained within 48 hours, subject to satisfactory credit checks and verification of financial information. Your Loan Account Manager can provide more information about documenting your loan and the settlement process.
What do l need to apply?
To ensure applying online is straight forward, we suggest you gather a few key documents so that you have the information at your fingertips.
Here is a checklist outlining all necessary information you should have at hand before applying.
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Your full name
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Your date of birth
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Your current driver's licence number and expiry date
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If you do not have a current driver's licence, then details of your passport including number, place of issue and expiry date.
Your Residential Details
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Your current residential details
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If you have not been living at your current address for at least 3 years, the details of your previous address
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If you have a mortgage, or have recently applied for a mortgage, the details of the monthly payments
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If you are renting or boarding, the details of your landlord/real estate agent including Name and Telephone Number.
