Flexible Financing for Your Horse Float
Many Australians love spending time outdoors with their horses, whether exploring new trails or competing in events.
Whether you ride for fun or competition, you want peace of mind knowing your horse travels safely and comfortably. AFS takes the hassle out of upgrading with flexible horse float financing1, so you can focus on the ride ahead.
1. All loans are subject to verification, suitability and affordability.
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Why Choose AFS for Your Next Horse Float Loan
- Get fixed rates from 9.69% pa*, Comparison Rate 11.37% pa^
- Fixed interest rate for the life of the loan
- Borrow between $5,000 and $130,000
- Choose your term from one to five years
- No age restriction on the horse float you want to purchase
- You choose to buy your horse float from a dealer, an auction house or a private vendor
Understand Your Loan’s Features, Fees, and Terms Easily
Get the Horse Float You Want With Experts You Can Trust
From beginning to end, we’re here for you.
Example Horse Float Cost Chart
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $1,343 | $6,343 |
| 24 months at 7.99% APR & 23.98% Comparison Rate | ||
| $10,000 | $2,398 | $12,398 |
| 36 months at 7.99% APR & 14.53% Comparison Rate | ||
| $25,000 | $6,931 | $31,931 |
| 60 months at 7.99% APR & 10.08% Comparison Rate | ||
| $50,000 | $15,720 | $65,720 |
| 72 months at 8.49% APR & 9.46% Comparison Rate | ||
| $75,000 | $22,713 | $97,713 |
| 72 months at 8.49% APR & 9.14% Comparison Rate | ||
| $130,000 | $44,821 | $174,821 |
| 84 months at 8.49% APR & 8.84% Comparison Rate | ||
EXAMPLE: A secured car loan of $50,000 for 72 months has fees and charges totalling $15,720 and a total repayment of $65,720. The Minimum loan term is 24 months and the Maximum term 72 months. The loan term will be 72 months, 144 fortnights or 312 weeks. The Maximum APR is 8.49%. The Comparison Rate, based on a loan of $75,000 over six years, is 9.46%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 383 762.
Frequently Asked Questions (FAQs)
Yes! Unlike most banks and other lenders, AFS does not have a restriction on financing horse floats. Either directly or through accredited finance brokers, we have financed most of the various types of horse floats that Australians purchase to transport their horses including:
- Straight loads;
- Extended loads;
- Angle loads;
- Gooseneck;
- Trailers;
- Warmblood;
- Weekenders; and
- Custom-built horse floats.
Yes! AFS will finance all makes of new and used horse floats including, but not limited to, the following Australian manufacturers:
- Discovery Floats;
- Equiluxe Horse Floats;
- Equus Trailers;
- Imperial Floats;
- JR Easy Traveller;
- Kara Kar Horse Floats;
- Olympic Trailers;
- Otto Tuza;
- Pegasus Floats;
- Pinnacle Horse Floats;
- Rowville Horse Trailers;
- Stephen Jays Floats;
- Tuza
and many more.
Once you've submitted your loan application, approval is conditional pending credit checks and verification of the information you have supplied. Approval is usually obtained within 48 hours, subject to satisfactory credit checks and verification of financial information. Your Loan Account Manager can provide more information about documenting your loan and the settlement process.
AFS enables you to borrow between $5,000 and $70,000 depending on our assessment of your capacity to repay and current circumstances. Loan terms range between 12 months and 60 months and we can even finance your insurance so that you know your horse float will be covered at all times.
Yes. AFS understands that finding the perfect horse float can take time, particularly given the level of investment required to get the right float or trailer.
To assist you in establishing your budget, AFS can provide a qualified approval, referred to in the industry as a "Pre-Approval".
This enables you to shop with confidence, knowing that your funds have been approved and means you can act quickly once you've found the horse float of our dreams.
Yes. Unlike the asset finance divisions of most banks and lenders, AFS does not have a restriction on financing any particular make or model of horse float or have an age restriction.
So, whether you're in the market for a new or used horse float, buying from a private seller or dealer, whether it its use is for business or pleasure, AFS has friendly staff that can assist in making the process of financing your horse float a joy.
To ensure applying online is straight forward, we suggest you gather a few key documents so that you have the information at your fingertips.
Here is a checklist outlining all necessary information you should have at hand before applying.
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Your full name
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Your date of birth
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Your current driver's licence number and expiry date
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If you do not have a current driver's licence, then details of your passport including number, place of issue and expiry date.
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Your residential details, such as:
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Your current residential details
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If you have not been living at your current address for at least 3 years, the details of your previous address
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If you have a mortgage, or have recently applied for a mortgage, the details of the monthly payments
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If you are renting or boarding, the details of your landlord/real estate agent including Name and Telephone Number.
No. The same fees and charges apply to a car loan for an imported vehicle with AFS as all standard loans.
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Things you should know
1 All loans are subject to affordability, suitability and verification.
* Interest rate (Annual Percentage Rate/APR) is only applicable for new goods that have not been pre-owned, where the amount borrowed is between $35,000 and $130,000 and where the applicant owns or is buying a property and has an established good credit history. Finance subject to approval, including the application lending criteria. Terms and Conditions apply. Fees and Charges are payable. Interest rates vary depending on the applicant's credit score and associated credit risks. Credit provider is Automotive Financial Services Pty Ltd - Australian Credit Licence 383 762.
^ Comparison rate for AFS Loan Contract and Mortgage is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Seven year loan terms by request only.
- If you use a licenced finance broker to assist you in applying for credit, there may be other fees and charges payable, such as a finance broker fee or Origination Fee. AFS enables you to finance an Origination Fee as part of the amount of credit up to a maximum value of $990 including GST. An Origination Fee represents the finance broker's fee to provide credit assistance to you. It is a one off fee that is only payable if you proceed with the suggested credit contract. Under the National Credit Code, a Finance Broker is required to give you their Credit Guide, a Credit Quote and, at the same time as providing assistance to you, give you a Credit Proposal Disclosure document which will details all the fees and charges payable and if any commission will be received by the finance broker.
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