Flexible Holiday Loans
When essential items at home stop working, it can quickly disrupt everyday life. AFS Household/Whitegoods Loans are designed to help you replace or purchase important home appliances.
Borrow between $5,000 up to $50,000*
Choose your term from 1 to 5 years
100% online
* All loans are subject to affordability, suitability and verification.
Why Choose AFS for Your Household/Whitegoods Loan
Practical Support When You Need It. We understand that appliances aren't luxuries, they're everyday essentials. Our loans are designed to help you get what you need, when you need it.
Fast Decisions. When a fridge or washing machine breaks down, waiting isn't ideal. We aim to assess applications promptly to minimise disruption.
Flexible Repayment Options. We tailor repayments to suit your circumstances, helping you manage costs comfortably.
Frequently Asked Questions (FAQs)
What can l use a Household/Whitegoods Loan for?
These loans can be used for essential household appliances such as fridges, freezers, washing machines, dryers, ovens, cooktops, dishwashers, air conditioners and other important home items. If you're unsure about your purchase, our team can clarify.
How long will it take to approve my loan application?
Once you’ve submitted your loan application, approval is conditional pending credit checks and verification of the information you have supplied. Approval is usually obtained within 48 hours, subject to satisfactory credit checks and verification of financial information. Your Loan Account Manager can provide more information about documenting your loan and the settlement process.
What do l need to apply?
To ensure applying online is straight forward, we suggest you gather a few key documents so that you have the information at your fingertips.
Here is a checklist outlining all necessary information you should have at hand before applying.
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Your full name
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Your date of birth
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Your current driver's licence number and expiry date
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If you do not have a current driver's licence, then details of your passport including number, place of issue and expiry date.
Your Residential Details
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Your current residential details
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If you have not been living at your current address for at least 3 years, the details of your previous address
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If you have a mortgage, or have recently applied for a mortgage, the details of the monthly payments
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If you are renting or boarding, the details of your landlord/real estate agent including Name and Telephone Number.
