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Enjoy the Classics?
Vintage, Classic, Unique, Muscle, Restored and Imported - AFS is the lender of choice for discerning buyers when it comes to classic car loans. AFS has no restriction on type or age of goods so why not enjoy the classics!
More about Classic Car Finance
Since 1988, AFS has been providing finance for the purchase of Vintage, Classic, Unique, Muscle, Restored and Imported vehicles.
We understand that buyers of classic cars, boats, bikes and caravans are discrening and often spend invaluable hours of time researching the history & condition of the goods they want to buy, so the last thing you need is for a financial institution to tell you that the car is outside their lending criteria. Our aim is to finance any type of car, boat, bike, caravan, or camper trailer, irrespective of its age.

Am I able to get finance for an older car?

Yes. Unlike most banks and lenders, AFS does not have a restriction on the age of goods it finances. There are various vehicle types that AFS will approve under its classic car loan product including:

  • Vintage Cars;
  • Classic Cars;
  • Unique Cars;
  • Muscle Cars;
  • Restored Cars; and
  • Imports.

An independent valuation of many vehicles can be provided by valuation specialists such as Glass's Guide and Redbook. However, when it comes to classic cars there is often limited information to provide a statistical based valuation - that's where the team at AFS come. Over the years we have built up an expertise in assessing collectable and specialty vehicles and will tailor our approval of your loan around your dream car. 

Try our valuation tool:

AFS Valuation Tool


AFS enables you to borrow between $5,000 and $100,000 depending on our assessment of your capacity to repay and current circumstances. Loan terms range between 12 months and 60 months and we can even finance your comprehensive insurance so that you know your dream car covered at all times. 

No. The same fees and charges apply to a classic car loan with AFS as all standard loans.


To learn more about our fees & charges go to:

AFS Fees & Charges

Can I use a finance broker to obtain a classic car loan?

Yes. The AFS Classic Car Loan product is used extensively by finance brokers as many of mainstream asset finance lenders will often only lend on goods up to 10 years of age.

Also if you were to arrange a loan through your bank, if the vehicle is over 7 years of age then the relevant product in an unsecured personal loan which is often more expensive than their standard car loan product.

Please note that if you use a finance broker you may be charged an origination fee which is separate to the AFS Fees & Charges but can also be financed as part of your loan. If you use a broker, you should ask for a copy of their credit guide and obtain a credit quote from them.





Choose the personal loan type that's right for you?
Car Loans
When you arrange your next deal on your dream set of wheels you can take comfort from the fact that, with AFS, you have a fixed rate for the life of the loan.

Bike Loans
Looking for a finance provider that'll go the whole hog?
AFS is your ticket to ride.

Boat Loans
Don't miss the boat; with finance from AFS you'll be cruising. You've made your choice and now you've fallen for it hook, line and sinker. Now you need to tie up those loose ends. That's where we come in.

Caravan Loans
Ready for the great outdoors? AFS can help you into a caravan, motorhome or camper trailer in no time.
Dealer, Auction, Private Sale
Shop where you like to get the best deal
More than Cars!
Finance also available for motorbikes, boats, PWC's, caravans & camper trailers
No Age Restriction
Vintage, Classic, Unique, Restored & Imported - AFS has no restriction on type or age of goods.
Fixed Interest Rate
A fix interest rate protects you against market fluctuations & you can budget with confidence.
Learn more about
AFS Interest Rates
Check out our Interest Rates for our fixed rate loans for either personal use or business use.
Learn more about
AFS Fees & Charges
Check out AFS' Interest Rates below for our fixed rate loans for either personal use or business use. Learn more about our loans.
To understand more about AFS' secured Personal Loans, review our 4 consumer products

Enjoy the Classics