Ride the Waves with Easy Finance for Your Jet Ski
You’ve found the perfect Jet Ski—now let AFS get you on the water fast! With competitive rates and quick approvals1, we finance all types of Jet Skis, from stand-ups, to powerful 4-seaters, new or pre-loved. Our expert team ensures a smooth process, so you can dive into your next adventure confidently.
Choose AFS Jet Ski Financing—the smarter, faster alternative to a bank loan.
1. All loans are subject to verification, suitability and affordability.
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Why Choose AFS for Your Next Jet Ski Loan
- Get fixed rates from 10.29% pa*, Comparison Rate 11.97% pa^
- Fixed interest rate for the life of the loan
- Borrow between $5,000 and $130,000
- Choose your term from one to five years
- No age restriction on the jet ski you want to purchase
- You choose to buy your jet ski from a dealer, an auction house or a private vendor
Transparent and Easy Features, Charges, and Terms
Get the Jet Ski You Want With Experts You Can Trust
On every part of your journey, we’re here to help you.
Example Jet Ski Cost Chart
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $1,483 | $6,483 |
| 24 months at 10.29% APR & 26.29% Comparison Rate | ||
| $10,000 | $2,803 | $12,803 |
| 36 months at 10.29% APR & 16.82% Comparison Rate | ||
| $25,000 | $8,643 | $33,643 |
| 60 months at 10.29% APR & 12.36% Comparison Rate | ||
| $50,000 | $19,915 | $69,915 |
| 72 months at 10.79% APR & 11.75% Comparison Rate | ||
| $75,000 | $28,982 | $103,982 |
| 72 months at 10.79% APR & 11.43% Comparison Rate | ||
| $130,000 | $57,766 | $187,766 |
| 84 months at 10.79% APR & 11.14% Comparison Rate | ||
EXAMPLE: A secured car loan of $50,000 for 72 months has fees and charges totalling $15,720 and a total repayment of $65,720. The Minimum loan term is 24 months and the Maximum term 72 months. The loan term will be 72 months, 144 fortnights or 312 weeks. The Maximum APR is 8.49%. The Comparison Rate, based on a loan of $75,000 over six years, is 9.46%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 383 762.
Frequently Asked Questions (FAQs)
AFS offers financing for all types of jet skis, whether new or used. From standup models to larger 4-seater personal watercraft.
Once you’ve submitted your loan application, approval is conditional pending credit checks and verification of the information you have supplied. Approval is usually obtained within 48 hours, subject to satisfactory credit checks and verification of financial information. Your Loan Account Manager can provide more information about documenting your loan and the settlement process.
The amount you can borrow depends on the value of the jet ski and your financial situation. AFS offers flexible loan amounts and competitive interest rates to suit your needs.
Yes. AFS provides pre-approval for jet ski loans, so you can shop for your new or pre-loved jet ski with confidence, knowing your budget upfront.
AFS offers flexible loan terms ranging from 2 to 7 years**, with repayment options that fit your financial situation. You can choose weekly, fortnightly, or monthly payments.
To ensure applying online is straight forward, we suggest you gather a few key documents so that you have the information at your fingertips.
Here is a checklist outlining all necessary information you should have at hand before applying.
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Your full name
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Your date of birth
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Your current driver's licence number and expiry date
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If you do not have a current driver's licence, then details of your passport including number, place of issue and expiry date.
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Your residential details, such as:
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Your current address
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If you have not been living at your current address for at least 3 years, the details of your previous address
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If you have a mortgage, or have recently applied for a mortgage, the details of the monthly payments
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If you are renting or boarding, the details of your landlord/real estate agent including Name and Telephone Number.
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Things you should know
1 All loans are subject to affordability, suitability and verification.
* Interest rate (Annual Percentage Rate/APR) is only applicable for new goods that have not been pre-owned, where the amount borrowed is between $35,000 and $130,000 and where the applicant owns or is buying a property and has an established good credit history. Finance subject to approval, including the application lending criteria. Terms and Conditions apply. Fees and Charges are payable. Interest rates vary depending on the applicant's credit score and associated credit risks. Credit provider is Automotive Financial Services Pty Ltd - Australian Credit Licence 383 762.
^ Comparison rate for AFS Loan Contract and Mortgage is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Seven year loan terms by request only.
- If you use a licensed finance broker to assist you in applying for credit, there may be other fees and charges payable, such as a finance broker fee or Origination Fee. AFS enables you to finance an Origination Fee as part of the amount of credit up to a maximum value of $990 including GST. An Origination Fee represents the finance broker's fee to provide credit assistance to you. It is a one off fee that is only payable if you proceed with the suggested credit contract. Under the National Credit Code, a Finance Broker is required to give you their Credit Guide, a Credit Quote and, at the same time as providing assistance to you, give you a Credit Proposal Disclosure document which will details all the fees and charges payable and if any commission will be received by the finance broker.
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