Find the Right Car Loan for You

No matter what you're looking for - whether it's a brand-new ride, a reliable used car, a classic collector's dream, or an imported vehicle - AFS has a car loan to match. With flexible financing options and competitive rates, we make getting behind the wheel simple and stress-free. Explore our range of car loans below and find the right fit for your journey.

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Your Car Loan Options

Choose from our wide selection of car loans and learn more about how AFS can help you!

New Car Loans
An AFS Car Loan is the perfect way to purchase your next car. Whether you are buying a new or used car, we'll make it quick and easy.
Used Car Loans
Find the perfect pre-owned vehicle with a flexible Used Car Loan from AFS. We offer competitive rates and easy approvals, so you can buy with confidence - whether from a dealer, auction or private seller.
Classic Car Loans
Vintage, Classic, Unique, Muscle, Restored and Imported - AFS has no restriction on the type or age of goods, so why not enjoy the classics!
Import Car Loans
Imported Car Finance or Grey Import Finance - AFS is the lender of choice for discerning buyers when it comes to imported cars. AFS has no restriction type or age of goods so, why not enjoy something a little bit different and stand out from the crowd!

Ready to Get Going?

Car Loans up to $130,000

An alternative to the banks with experts you can trust!

  • Great Interest Rates
  • No Age Restriction on the Vehicle You Want
  • Choose Your Vehicle from Dealer, Auction House or Private Vendor

Let's Get Started

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No matter where you are on your journey, we're always here to help!

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Calculate Your Repayments

Our handy calculator can provide a guide to what your repayments may be*.

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Things you should know

1 All loans are subject to affordability, suitability and verification.

* Interest rate (Annual Percentage Rate/APR) is only applicable for new goods that have not been pre-owned, where the amount borrowed is between $35,000 and $130,000 and where the applicant owns or is buying a property and has an established good credit history. Finance subject to approval, including the application lending criteria. Terms and Conditions apply. Fees and Charges are payable. Interest rates vary depending on the applicant's credit score and associated credit risks. Credit provider is Automotive Financial Services Pty Ltd - Australian Credit Lcence 383 762.

^ Comparison rate for AFS Loan Contract and Mortgage is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

** Seven year loan terms by request only.

- If you use a licenced finance broker to assist you in applying for credit, there may be other fees and charges payable, such as a finance broker fee or Origination Fee. AFS enables you to finance an Origination Fee as part of the amount of credit up to a maximum value of $990 including GST. An Origination Fee represents the finance broker's fee to provide credit assistance to you. It is a one off fee that is only payable if you proceed with the suggested credit contract. Under the National Credit Code, a Finance Broker is required to give you their Credit Guide, a Credit Quote and, at the same time as providing assistance to you, give you a Credit Proposal Disclosure document which will details all the fees and charges payable and if any commission will be received by the finance broker.