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What do l need to apply for a loan?

You'll need to provide personal identification, proof of income (such as payslips or bank statements), and details about the asset you're looking to finance.

How long does the application take to complete?

Our online application form is quick and easy - it typically takes less than 10 minutes to complete.

Do l need to have found the vehicle before applying?

Not at all. You can apply for pre-approval first, then shop with confidence knowing how much you can borrow.

Can l apply if l have less-than-perfect credit?

Yes. AFS considers a range of credit histories1, including customers who may not meet traditional bank criteria. We assess each application on a case-by-case basis.

Is the application process secure?

Yes. We use secure technology to protect your personal and financial information throughout the application process.

What happens after l submit my application?

Once submitted, one of our team members will review your application and be in touch with next steps - usually within one business day.

Can l apply if l'm self-employed?

Yes. We welcome applications from self-employed customers. You'll just need to provide recent bank statements or financials to support your income.

What types of assets can l finance through AFS?

We finance a wide range of vehicles including cars, motorbikes, boats, caravans, camper trailers, and commercial vehicles like utes and vans.

Is there a minimum or maximum loan amount?

Yes, our minimum loan amount is $5,000. The maximum will depend on your financial situation and the asset you're financing. We'll work with you to tailor a loan that fits your needs.

Can l speak to someone if l have questions during the application?

Absoloutely! Our friendly team is here to help at any point. Simply contact us and we'll guide you through the process.

1. All loans are subject to verification, suitability and affordability.