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Credit Default Car Loans

If you have a credit default, bad credit or are not sure if you do have poor credit, AFS can help you understand your credit history and the options available to finance a car, boat, bike, caravan or light commercial.

Whether you are buying a new or used car from a dealer, at auction or from a friend we'll make it quick and easy. Start your application online now or call us today on 1800 688 995.


And if you're just shopping around, we can arrange a pre-approved loan so you can search for the right car or leisure goods with confidence. Whichever it is, you know you're dealing with the experts in credit defaults and bad credit loans.

Sometimes bad things happen to good people. By re-establishing your credit rating with AFS (a member of the Australian Finance Industry Association) we will be able to provide a recognised credit reference to your bank or financial institution of your choice when you next need a loan. This may be particularly important if you are considering buying a home at some stage in the future.

Once you have rehabilitated your credit rating, AFS can also assist you arrange finance at a lower (or prime) interest rate so you can upgrade your vehicle.

AFS specialises in assisting clients to Refinance Car Loans, so why put us to the test.   

AFS Credit Default Car Loan Categories

AFS may be able to provide credit to you if you fall into one of the following credit default categories:

  • I have a small paid default under $2,000;
  • I have 2 small paid defaults under $2,000;
  • I have an unpaid default under $500;
  • I have an unpaid default under $500 and a small paid default under $2,000; or
  • I am a discharged bankrupt.

AFS is a well established, Australian owned and operated company with over 25 years' experience in the Australian financial services markets. AFS' mission is to understand your requirements & objectives and provide an affordable finance solution that suits your needs and financial situation.

You can obtain a copy of your credit report from:

My Credit File

My Credit File gives Australian consumers access to their credit file held by Veda Advanatge Limited – Australia's largest credit reporting agency.











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