With camper trailer finance from AFS you can hook up and enjoy the great outdoors!

The camper trailer is perfect for our Aussie camping lifestyle, whether it be weekends away or an extended trip into the great outdoors where no facilities exist.

AFS can provide the finance you need to buy a camper trailer and the tents & essential accessories to be self-sufficient out in the bush. 

You've made your choice of recreational camper trailer but have you also considered upgrading your vehicle as well. To make life easy, AFS is happy to finance both so that you have peace of mind on your getaway.

Whether your purchasing a new or used camper trailer, flip-over, windup, or box trailer, AFS will help you structure the camper trailer finance to suit your personal situation at competitive rates.

Camper Trailer Finance Essentials

8.45%

Fixed Rate Camper Trailer Loan (New)*
(Comparison Rate 9.71% pa^)

  • Borrow between $5,000 to $130,000 for a new or used camper trailer
  • A great interest rate: Compare us to your bank
  • Fixed interest rate for the life of the loan
  • Pay as frequently as you like: weekly, fortnightly or monthly
  • Choose a term from one to five years. 
  • Make extra payments when you like
  • Ability to purchase your camper trailer from a dealer, auction house or private vendor
  • No restriction on the age of the camper trailer you want to purchase

* Interest rate (Annual Percentage Rate/APR) is only applicable for new goods that have not been pre-owned, where the amount borrowed is greater than $35,000 and where the applicant owns or is buying their home and has an established good credit history. Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Interest rates vary depending on the applicant's credit score and associated credit risks. Credit provider is Automotive Financial Services Pty Limited – Australian credit licence 383762. ^Comparison rate for AFS Loan Contract and Mortgage is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. 

Fixed Rate Loan

from
8.45%
p.a* 

Interest Rate
from
9.71%
p.a^

Comparison Rate

1–5
years

Loan Term
$5,000
to
$130,000

Loan Amount
Weekly
Fortnightly
Monthly
Repayment Frequency

Fees

Fees that will apply on settlement

The following upfront credit fees and charges are payable to AFS on the settlement date of the loan.  They are only payable if you proceed with the loan and are included in the amount of credit

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FEE TYPE DEFINITION AMOUNT
Establishment Fee Represents the reasonable cost for AFS to peovide credit to you $395
Credit Search Fee Represents the reasonable cost for AFS to conduct the necessary credit bureau searches per applicant $6.37
Security Registration Fee Represents the reasonable cost for AFS to register our financial interest in the goods $8

The following credit fees and charges are payable to AFS during the term of the loan.

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FEE TYPE DEFINITION AMOUNT
Monthly Administration Fee Represents the reasonable monthly cost for AFS to administer your loan whilst active $10

The following credit fees and charges may become payable to AFS during the term of the loan.

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FEE TYPE DEFINITION AMOUNT
Early
Termination Fee **
Represents the fee that will be payable when you pay out your loan contract in full before the expiration of the term of the loan. The amount of the fee as at the disclosure date if $600 and thereafter the amount of the fee is $600 multiplied by the number of unexpired whole months in the term of the loan at the time this contract is paid out and divided by the number of whole months in the the term of the loan $600 reducing monthly
Dishonour Fee Represents the reasonable cost for AFS to process the dishonour of a loan repayment on each occasion $12
Repayment Book Fee Represents the reasonable cost for AFS to generate and issue a new repayment book on each occassion $35

Fees and Charges disclosed above are current as at 1st July 2018 but may change from time to time. Other fees and charges may be payable. Please review the credit fees and charges detailed in the pre-contractual statement for the specific loan that you have chosen.

* Interest rate (Annual Percentage Rate/APR) is only applicable for new goods that have not been pre-owned, where the amount borrowed is greater than $35,000 and where the applicant owns or is buying their home and has an established good credit history. Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Interest rates vary depending on the applicant's credit score and associated credit risks. Credit provider is Automotive Financial Services Pty Limited – Australian credit licence 383762. ^Comparison rate for AFS Loan Contract and Mortgage is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

** Only applicable for the AFS Loan Contract & Mortgage product. Please read the relevant product Terms & Conditions and pre-contractual statement (if applicable) if you are considering another loan product or lease.

~ If you use a licensed finance broker to assist you apply for credit there may be other fees and charges payable, such as a Finance Broker Fee or Origination Fee. AFS enables you to finance an Origination Fee as part of the Amount of Credit up to a maximum value of $990 including GST. An Origination Fee represents the finance broker's fee to provide credit assistance to you. It is a one off fee that is only payable if you proceed with the suggested credit contract. Under the National Credit Code, a Finance Broker is required to give you their Credit Guide, a Credit Quote and, at the same time as providing credit assistance to you, give you a Credit Proposal Disclosure document which will detail all the fees and charges payable and if any commission will be received by the finance broker.

Special Offer - Home Buyers, 30% Deposit

6.95% p.a*

 

(Comparison Rate 8.22%pa^)

* Interest rate (Annual Percentage Rate/APR) is only applicable for new goods that have not been pre-owned, where the amount borrowed is greater than $35,000 and where the applicant owns or is buying their home, has an established good credit history and contributed a minimum deposit of 30%. Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Interest rates vary depending on the applicant's credit score and associated credit risks. Credit provider is Automotive Financial Services Pty Limited – Australian credit licence 383762. ^Comparison rate for AFS Loan Contract and Mortgage is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. 

How to apply

 

Applying for a camper trailer loan online is fast and easy with AFS.

What's more there are no fees or charges payable to apply, even if you're approved!. Fees and charges are only payable if you decide to proceed with the loan and these can be financed.

Simply select any "Apply Now" button to get underway.

What to expect

STEP 1

Allow 10 minutes to complete your application online


STEP 2

Once you have submitted the application, you will receive an email notification advising you that we have receive your application and commenced the assessment process


STEP 3

You will also receive a number of disclosure documents by email. Please read these and save them for future record


STEP 4

We will respond to you within 2 working days:

  • To advise you of the application outcome once we have assessed your application and  verified all the information you have supplied
  • To obtain further information in order for us to complete processing your loan

STEP 5

If you don’t have all the information you need you can save a partially completed application and return to it, within 14 days, to complete the required information. We will issue you a secure login and password to the email address you supply us.


Best Campsites

We explore some of the best campgrounds, bush camps and glamping sites to help you narrow down the options for your next family holiday.

Caravan Loans

AFS is able to finance a wide range of caravans from all manufacturers including motorhomes, RV's, caravans and camper trailers. At AFS our service is a breath of fresh air.