Yes. Unlike the asset finance divisions of most banks and lenders, AFS does not have a restriction on financing particular vehicle models or have an age restriction. Either directly or through accredited finance brokers, we have financed most of the various vehicle types that Australian's look to purchase.
An independent valuation of many vehicles can be provided by valuation specialists such as Glass's Guide and Redbook.
AFS subscribes to Glass's Guide which is used by most banks and car dealers across Australia and we provide access to you on our website - free of charge!
Try our valuation tool now:
AFS enables you to borrow between $5,000 and $130,000 depending on our assessment of your capacity to repay and current circumstances. Loan terms range between 12 months and 60 months (or longer if you have good credit) and we can even finance your comprehensive insurance so that you know your car will be covered at all times.
No. The same fees and charges apply to a used car loan as they do for a new vehicle.
To learn more about our fees & charges go to:
Yes. The AFS Used Car Loan product is used extensively by finance brokers, particularly when it comes to used cars or older vehicles, imported cars, and classic cars.
Also if you were to arrange a loan through your bank, if the vehicle is over 7 years of age then the relevant product is an unsecured personal loan which is often more expensive than their standard car loan product.
Please note that if you use a finance broker you may be charged an origination fee which is separate to the AFS Fees & Charges but can also be financed as part of your loan. If you use a broker, you should ask for a copy of their credit guide and obtain a credit quote from them.
Buy the car you love!