Choose a loan that suits you!

AFS is a licensed credit provider that specialises in car loans; we've done so for two decades.

Unlike the banks that give priority to home loan customers, at AFS the asset finance customer comes first – providing you fast approval, flexibility and financial freedom.

Everybody's requirements & objectives for credit vary and in today's increasingly automated world mainstream lenders do not have the flexibility to assess an individual's special circumstances or invest the time with you that you deserve.

Many customers often get frustrated with the loan process and lack of personal service provided by their bank and the ultimate credit decision made. You're often told: the car's too old, you have to put in extra deposit, you haven't been in your job or home long enough, your credit history isn't perfect or hasn't been established long enough because you've just immigrated to Australia, or you just don't 'score'; the list goes on.

By offering flexible solutions tailored to your personal circumstances or those of your business, AFS can help you buy the car, boat, bike, caravan, camper trailer or light commercial of your dreams. Our guiding principle is to assist you with the purchase or your car or leisure goods and provide an affordable finance solution that suits your needs.

Since 1988 we have helped tens of thousands of customers to achieve their financial goals; let us help you.


Personal Loans


Car Loans

An AFS car loan is the perfect way to purchase your next car. Whether you are buying a new or used car we'll make it quick and easy.

Bike Loans

AFS is able to finance a wide range of motorcycles from all manufacturers including road, touring, sports, cruiser and off-road bikes like ATV's. At AFS we go the whole hog!

Boat Loans

With a boat loan from AFS you'll be cruising. Whether your in the market for a yacht, cruiser, day boat, or even a runabout, our specialist team can quickly structure a boat loan for you.

Jet Ski Loans

Hit the throttle and get a personal watercraft loan from AFS. We can even finance the trailer and protective gear in the same loan package.

Caravan Loans

AFS is able to finance a wide range of caravans from all manufacturers including motorhomes, RV's, caravans and camper trailers. At AFS our service is a breath of fresh air.

Camper Trailer Loans

AFS specialises in finance packages for camper trailers and accessories. Hook up and enjoy the great outdoors today.



Business Loans

Commercial Loans

Get your business moving with a Commercial Loan from AFS. Get a fixed cost contract but enjoy the benefit of owning the goods.

Business Lease

Have peace of mind knowing that AFS is funded by Westpac Institutional Bank and has been around since 1988. Enjoy a private bank like experience today.

Novated Lease

AFS can arrange a novated lease that makes the most of your salary package from pre-tax earnings. Importantly, you keep the equity built up in the vehicle, not your employer.



Peace of Mind & Security
Founded in 1988, AFS has been around for over 25 years!
Premier Funding Solution
AFS funds its loans through its own trust structure with senior debt provided by Westpac Institutional Bank.
Competitive Interest Rates
Whether you're buying a new or used car, we'll make it quick and easy, at a rate that will interest you.
Fast Approval
It's easy to apply online and we can approve your loan before you start shopping.