AFS is able to provide competitive personal loans rates that enables you to compete with the banks. Rates start at 6.45% on Fast Track Commercial Loans.

AFS will lend up to 120% of the Glass's Guide Above Average value for the goods, adjusted for kilometres, and a further 30% (up to 150%) for add-ons such as brokerage and insurance.

AFS is able to assist a broad range of borrower with credit profiles from Prime to Sub-Prime, including those that are credit impaired or have been discharged from bankruptcy.

Our Time-To-YES for prime deals in under 30 minutes. Put us to the test.

Whilst AFS make use of technology to process a loan application efficiently, the ultimate decision is judgmental meaning you can look after those clients that may not fit a generic credit scoring model.

When your client is buying a unique or older vehicle - AFS has no restriction on the age of the goods.

Grey imports are accepted at AFS provided they are listed by Glass's Guide. One-off imports and restored vehicles also considered.

Whilst AFS specialise in cars and light commercials, we also finance motorbikes, boats, caravans and other leisure goods.

Your client can purchase their vehicle or leisure goods from a private vendor, dealer or auction house.

AFS understands that bad things happen to good people and can assist applicants that have no more than 2 defaults listed on a credit report.

Once discharged from bankruptcy, AFS can assist applicants rehabilitate their credit rating. Depending on the customers profile, AFS may require 20% deposit.

AFS understands that people move house, change job and move on in relationships. By providing the background to recent changes experienced by an applicant we can provide a positive answer based on all the facts.

Last year AFS settled loans for over 600 dealers across metro and regional Australia.

AFS has been servicing the motor industry for 30 years and is funded by Westpac Institutional Bank.