AFS Interest Rates
AFS has great rates that will interest you no matter what your circumstances.
Whether the goods you are financing are for business or personal use, AFS offers a full range interest rates to cater for those with well established credit histories and stability but also has you covered if things haven't gone totally to plan or you've only been in business a short while.
Check out AFS' Interest Rates below for our fixed rate loans for either personal use or business use.
Fixed Rate Loan - Consumer
* Interest rate (Annual Percentage Rate/APR) is only applicable for new goods that have not been pre-owned, where the amount borrowed is between $35,000 - $100,000 and where the applicant owns or is buying a property and has an established good credit history. Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Interest rates vary depending on the applicant's credit score and associated credit risks. Credit provider is Automotive Financial Services Pty Limited – Australian credit licence 383762. ^Comparison rate for AFS Loan Contract and Mortgage is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Fixed Rate Loan - Commercial
#Commercial rates are only available for novated leases or businesses with a registered Australian Business Number (ABN) and where the goods being financed are predominantly for business use. Interest rate only applicable for new goods that have not been pre-owned and where the applicant has an established good credit history and contributed a minimum deposit of 20%. Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Credit provider is Automotive Financial Services Pty Limited – Australian credit licence 383762.
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