for whatever your priorities might be...

AFS is an independent financial institution that specialises in car and small asset loans; we've done so for two decades.

Unlike the banks that give priority to home loan customers, at AFS the car loan customer comes first - providing you fast approval, flexibility and financial freedom.

Everybody's requirements & objectives for credit vary and in today's increasingly automated world mainstream lenders do not have the flexibility to assess an individual's special circumstances or invest the time with you that you deserve.

Many customers often get frustrated with the process and lack of personal service of their bank and the ultimate credit decision made. Your told: the car's too old, you have to put in extra deposit, you haven't been in your job or home long enough, your credit history isn't perfect or isn't established enough because you've just immigrated to Australia, or you just don't 'score'; the list goes on. By offering flexible solutions tailored to your circumstances or your business, AFS can help you buy the car, boat, bike or caravan of your dreams.

Our guiding principle is to assist you with your vehicle purchase and provide an affordable finance solution that suits your needs.

Since 1988 we have helped thousands of customers to achieve their financial goals; let us help you.